Re: Merc Guild

----- Original Message -----
From: "John Atkinson" <johnmatkinson@yahoo.com>
> 2)WTF sort of IDIOT would insure combat equipment?
> You'd have to be a moron, or charge the sort of rates
> that make it uneconomical.  Remember, insurers have to
> turn a profit too.  ...This
> works if you've got 100,000 people paying $100 a month
> and paying out $1,000,000 to the 10 people who die
> that month.  But the frequency of combat losses (what
> percentage losses does the average Dirtside II game
> inflict?  Frequently in excess of 80%--often in the
> space of one or two turns) make the premiums more or
> less the equivelant of buying a couple tanks a month.

Which brings up the question of whether wargames losses are, indeed
realistic. For typical game losse, it would, indeed, be unprofitable. On
the
other hand, insurers of US equipment and personnel in recent wars would
not
look so bad.

Greetings
Karl Heinz